Ginnys – Coupons, Promo Codes & Special Offers (2)

I had the WORST CUSTOMER SERVICE in my entire life !!! I called 5 times to check on the status of a replacement item. The first time that I spoke to someone, we could barely hear one another because there was so much noise in the background. Then she hung up on me after I was holding 15 minutes. The last person I spoke with " Rose" told me more ir less to be quiet because I already told her a whole paragraph, and she didn't want to hear anything else ( pretty much). They gave me 4 dates for my package arrival date.I thought I was talking to the Three stooges!!! I will be writing the company for sure !!!

I knew Ginny's was a rip off but my daughter needed snow boots and my son needed a heater, since someone stole is, so I used Ginny's because my credit was not great at the time. They are a rip off for sure. The prices are inflated, shipping costs are high and they do NOT offer free shipping and most reviews of their products receive 1-3 stars. They take advantage of people with poor credit and overcharge them because they can get away with it. Shameless, is what desribes this shady, greedy company preying on those who are already struggling.

Ginny's is just a bunch of bad actor scammers that will steal your identity, will open a credit account in your name, and will send you items you purportedly ordered and never received, and then they will threaten to trash your credit score, your ability to purchase a car, your ability to obtain employment, your ability to obtain housing if you don't pay up. Sounds pretty cancerous to me. Here is what I did to combat this fraudulent company: File a identity theft/fraud complaint with Identifytheft.Gov, your State's Attorney General, and the three Credit Bureau's, Experian, Equifax and TransUnion. Then contact the three credit bureau's and put a freeze on your credit report.(Creditors now cannot open an account without your consent). Then place a fraud alert with the three credit bureaus on your Ginny's account. It does take some time and effort, but it was worth it. I didn't get scammed $525 and my trashed credit score was restored back from 662 to 818. More than likely Ginny's will then close your account and walk away from their scam. Tip for consumers: Stay away from these Identity Theft scammers

On 7-22-2022 I was notified by Experian that Ginny's Inc had conducted an hard credit inquiry on my credit history. I contacted Experian and stated that I did not authorize this inquiry and told by Experian that I did not have a credit account with Ginny's. I requested that Experian remove this inquiry from my credit report as it was fraudulent. On 11-11-2022, I received a letter from Ginny's stating that I had a past due amount of $60 on an account balance of $513.75. This letter stated that unless I paid the past due amount, I would be unable to obtain a car loan or a home loan, I would be refused employment and would be unable to rent housing. There was no indication of what item(s) I had ordered/purchased. It just indicated that I owed $513.75. I called Ginny's on 11-12-2022 regarding this letter and they stated that 'someone' (they declined to say whom) had ordered a Naxa flat screen TV on this purported account. No goods were ever received at my home. I disputed the account and was told my credit rating would suffer if payment was not up to date On 11-15-2022, I was notified by Experian and Credit Karma that my credit score had dropped from 792 to 638 due to my Ginny's account. On the morning of 11-16-2022, I filed a identity theft report with the State of Connecticut Attorney General's Office and with Identitytheft.gov against Ginny's Inc. I encourage all to do the same, so we as honest consumers can avoid getting scammed by predator companies like Ginny's

I purchased bathroom, kitchen towel sets. Great quality for a nice price. Read item reviews and choose wisely. Generous credit account offered if you qualify. Great little credit boost!